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EMI Calculator

Estimate monthly loan EMI, total interest and total repayment.

Use the tool

Free to use in your browser. Calculations happen locally on this device.

Monthly EMI—
Total interest—
Total repayment—
Number of payments—

About this tool

Estimates EMI using the standard reducing-balance formula and a fixed annual interest rate. Actual lender repayments may differ due to fees, rate changes, payment dates, rounding and lender-specific terms.

CPV Technologies provides this utility for general informational use. Check input values and assumptions before relying on a result.

Want a walkthrough?

Read the step-by-step guide to the EMI Calculator for examples, tips and answers to common questions, or browse all guides.